The estimates are in on our house renovation, and the whole thing appears to be doable. Now, the question is "Do I want to renovate the house?" or "Do I want to go see the polar bears?" Maybe the polar bears in a couple of years.
Sharecroppers farmed a section of land for the owners. They received everything they needed (and often less) from the owner. At the end of the season, they turned in their crop and received credit for it. Seldom was the credit enough to cover expenses for the coming year; so the sharecropper was always in debt to the owner. I remain in debt to God for every year that I continue in this life that God has given me. And, I am thankful for it.